Date: 2011-12-21 07:54 pm (UTC)
The OFT regulates lending to the public, which Zopa does, but Kiva is a rather different proposition - it's somewhere between an "emerging markets" mutual fund, a bank, and a brokerage account, which is definitely FSA territory. Of course, since it's a US company, it'll probably take a court case for the FSA to assert its authority.


I am unlikely to come round to your way of thinking at any time, and likewise I doubt you'd come round to mine

Absolutely. I'd no expectation of changing your mind, and it's obvious that I wouldn't touch Kiva with a barge pole.
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